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Every year, it costs British students more and more to attend university. Students are graduating with larger and larger debts. __36．__
In 2006, the UK government started to allow universities in England and Wales to charge British students tuition fees. More than 80 percent of students in England and Wales now take out a student loan（贷款）in order to go to university. They use the loan to pay for tuition fees, books and living expenses. The average student in England and Wales now graduates from university with debts of around £12,000. Students of medicine usually have debts of more than £20,000. That is a lot of money. It means graduates cannot afford to buy a house for many years. They even struggle to pay rent on a flat, because they have to start paying back the student loan after graduating. If you start to earn over £15,000 a year, the government takes repayments directly from your monthly salary. __37．___
You might think that a British person with a degree will find it easy to get a well-paid job. However, most people in white-collar jobs seem to have a degree these days, so there is a lot of competition. Also, British companies tend to value work experience over a piece of paper. Like everyone else, graduates usually have to start at the bottom and work their way up. That can be very frustrating for them, since they are often over-qualified for the work they are doing. __38．___ Therefore, life after university ends up being quite disappointing for a lot of graduates.
__39．__ Even before the credit crisis started, the BBC stated: “The number of British students at UK universities has fallen for the first time in recent history, It looks like the figures will continue to decline, since loan companies are now telling some students that there are no loans available for them.
By contrast, things are now easier for students from other countries coming to study in the UK, since the value of the British pound has fallen. More international students come to Britain each year. The British universities offer more and more of the available places to richer international students rather than poorer British students. __40．__
A. Some British people fear that, one day, there won’t be any university places left for British students at all.
B. Most British students expect to have to get a loan, part-time job or summer job.
C. So is a university degree really worth it?
D. Although the interest on student loans is quite low, it begins as soon as the student receives the loan.
E. Is it any surprise, therefore, that the average British person does not leave their parents’ home until they are 30 years old?
F. All of the above is beginning to make British people question whether a university degree is really worth the money.
G. While at university, they have dreams of getting an exciting, challenging job.
CEGFA
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